3 signs you need to buy life insurance now

Portrait of young couple with toddler girl standing indoors in kitchen at home.
Whether you have two times your annual salary from your job – or no life insurance at all – here are three signs that you need to buy life insurance now.

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Many American adults have some form of life insurance through their employer. This can come in varying amounts with one to two times the employee’s annual salary being common.

This baseline level of protection, however, is often not enough, particularly for younger people who still have years – if not decades – of earning potential (and the bills that come with aging).

So, unless you have a robust coverage plan through your job, you probably need more life insurance. And if you don’t have any life insurance from your employer then you need to act swiftly.

Consider speaking with a life insurance expert today who can start you with a free quote so you know exactly what to expect.

3 signs you need to buy life insurance now

Whether you have two times your annual salary from your job – or no life insurance at all – here are three signs that you need to buy life insurance now.

You have a family

You may be able to skimp on life insurance if you’re single and have no one relying on you. But if you’re married and have kids (or single and have kids) then most financial advisers agree that you should have a substantial life insurance policy in place.

This is doubly true if you’re the sole breadwinner in the home. You don’t want to leave your family with bills to pay and no way to pay them. A significant life insurance payout to your beneficiaries can avoid this outcome. And if you act quickly you could wind up paying a cheaper rate than if

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